By I-Hsien Sherwood (i.sherwood@latinospost.com) | First Posted: Apr 24, 2013 11:14 AM EDT

The HTC One is finally available on T-Mobile today. HTC's flagship phone costs $99.99 down and $20 per month with no contract.

The full $579.99 price can be paid off at any time over two years with no interest, either all up front, or spread out however you want, as long as you meet those minimum $20 monthly payments.

Once you pay it off, the One is yours. T-Mobile will unlock it so you can use it on a different carrier if you want.

Both AT&T and Sprint started offering the One five days ago, which makes the T-Mobile launch the last official debut for the HTC One in the United States. Rumors have suggested Verizon may eventually carry the One sometime later this year, perhaps rebranded as a successor to the Droid DNA.

Though the One was initially announced back in January, it was delayed for six weeks because of component shortages, HTC had a difficult time sourcing parts for the One's proprietary UltraPixel camera, and inside sources say the company hasn't been prioritized by suppliers after an unreliable order history during a sales slump last year.

With the T-Mobile release, HTC is as fully in the American market as possible for now. Unless Verizon decides to take up the One, there are no new big releases on the horizon, which means HTC will be shifting into marketing and, hopefully, production. The One has been plagued with availability issues, and stocks are continually well below demand.

The HTC One features a 1.7GHz quad-core Qualcomm Snapdragon 600 processor, 2GB of RAM, a 4.7-inch 1920x1080 pixel widescreen Super LCD 3 display, a 2300 mAh Li-Po battery, a 4-megapixel "Ultrapixel" camera with enhanced low-light sensitivity with 1080p HD video, up to 64GB of internal storage and runs Android 4.1.2.

Check back for the latest updates on the HTC One as they become available.

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